Gold $2,333.90   $-2.80  Silver $30.40   $0.09  Platinum $1,026.40   $-1.00  Palladium $984.50   $3.30

Banks and Changing Demographics: The Move From Branches to Handheld Devices:

Gold:  $ 1282.70  Silver: $ 14.51   Platinum: $ 794.00  Palladium: $ 1353.00

Dateline: Del Mar, CA:  Wednesday, May 29, 2019

FNB is a precious metals industry leader. Each weekday, we post information and financial facts (and opinions!) that relate directly to the financial markets and also that have direct impact upon the daily lives of investors.

In this session, FNB examines the movement of banks to close and SHUTDOWN BRANCHES and move customers towards a more fluid and autonomous interactive model.

Global Macro Movement: The ERA OF DIGITIZATION:

FNB looks seriously and often at topics that address the future valuation of gold and silver.

Gold and silver are bedrocks for all financial transactions.

Gold and silver are the backbone financial superstructure for all modern economies.

Gold and silver will one day ‘peg’ and establish and be the wealth guarantor for global currencies in general: and the United States of America Dollar in Specific.

In order for the shift, the rapid transition from ‘reserve notes’ to fully digitized currencies to become commonplace and then dominant, first: Banks have to close branches.

Banks closing branches is the larger movement towards a ‘macro’ based economy. ‘Macro’ based economies will have the following characteristics as common threads:

  • Demographic shift: as populations trend younger and younger, the rising demographic groups prefer speed and utility of functionality. ‘Branches’ of banks will become more and more obsolete and even unnecessary as the younger demographic groups demand fluidity and ease of access
  • Customer centric banking: young demographic users seek a “ME CENTERED!” Service menu. These service menus have to operate 24/7 and work in seamless and even border-less ways to effect instantaneous transactions
  • Autonomy and capacity to do banking transactions anywhere + anytime: the very nature of the emerging demographic is that there must be freedom to gain access to their accounts from any place and at any time. This autonomy will drive banking institutions in the decades to come
  • Productivity managed: the younger demographics will simply not tolerate a banking model that does not fit and meet the requirements of their social and behavioral and geographic demands

FNB next time will address the massive changes in technology and social channeling that this seismic shift away from a geographically based banking system will demand and cause to innovate.

FNB strongly urges all savvy and thoughtful investors to ramp up their physical gold coin, bar and bullion holdings. FNB invites all to visit our website:

FNB invites all that live in or near our three physical locations in San Diego, Del Mar and Scottsdale to stop in and visit and meet one-on-one with our Team of precious metals experts.

FNB posits and strongly asserts that capitalism and the capacity to own, manage and profit from the collective of private properties and/or business initiatives is a driving force that America and its leaders simply must protect.

FNB remains diligent and unwavering in the call for common, average American people to seek out the Safe Havens of gold and silver coins, and gold and silver bullion.

FNB, a national precious metals industry leader and reputable gold and silver coin dealer urges investors, bond-holders, speculators and all who manage and/or oversee their family’s financial portfolio begin now migrating larger allocations into the historical safe harbors  of: Gold and Silver.

Jon Cavuoto,

Founder and Owner,

First Nation Bullion

For direct consultation with a gold and silver expert contact FNB: