Gold $2,372.40   $-43.80  Silver $27.97   $-1.23  Platinum $944.20   $-21.40  Palladium $928.50   $-20.50

GOLD and SILVER: How to Build A Strong Financial Plan Part Four:

Gold: $ 1521.00 Silver: $ 17.30 Platinum: $ 841.00 Palladium: $ 1454.00

Dateline: Thursday, August 15, 2019

FNB is a precious metals industry leader. Each weekday, we post information and financial facts (and opinions!) that relate directly to the financial markets and also that have direct impact upon the daily lives of investors.

In our last session, FNB began a discussion about, ‘Get Out of Debt Now’! And as you go…accumulate gold and silver as a physical possession.

In this session, FNB addresses the wacky world of: “Negative Interest Rate Mortgages.”


The financial markets are predicting with blinking, neon lights: “Markets are Slowing Down!”

The financial markets are seeing yield curves invert (we have addressed this matter in past sessions and will return to this important matter in future discussions).

The financial markets are watching and witnessing ‘financial weirdness’.

‘Financial Weirdness’ is when up is down and down is now up.

Here are some current market realities that highlight and shine bright lights on this ‘financial weirdness’:

Historically banks have paid people to place money under deposit
Historically banks have paid steady and reliable rates of interest for those who were willing to deposit funds in their institution for long periods of time
Historically banks used to pay money for the privilege of holding and leveraging their depositor’s funds
Historically depositors were PAID money via interest earnings to place and hold THEIR funds and earned monies into banking institutions

Now, this is no longer the case in a growing number of banking institutions.

Negative Interest Rates:

Now, we live in a time when:

Depositors PAY their bank or lending institution for the privilege of depositing and holding their funds

Wow. Think of this shift. Now, there are banks and some European (currently) lending groups that issue mortgages @ ‘negative interest rates’.

What this looks like is:

Mortgages are issued to qualified borrowers
The bank pays a premium of sorts to the borrower once the mortgage is issued
The mortgage recipient winds up repaying LESS than the original mortgage balance

Now, I am still trying to work through exactly how this ‘works’. And I am still wondering how any banking group can logically do this + how any investor would agree to such is something of a mystery to me.

Are Negative Interest Rate Mortgages Coming to The United States?

This is the question that is picking at the United States’ housing market. Imagine what could and would happen should ‘negative interest rate mortgages’ become normative in our nation.

Going forward, FNB is going to keep a very close eye on these types of transactions. What seems fairly certain is that markets are depressing and that financial storm clouds are starting to appear.

FNB strongly urges all savvy and thoughtful investors to ramp up their physical gold coins, bars and bullion holdings. FNB invites all to visit our website:

FNB invites all that live in or near our three physical locations in San Diego, Del Mar and Scottsdale to stop in and visit and meet one-on-one with our Team of precious metals experts.

FNB posits and strongly asserts that capitalism and the capacity to own, manage and profit from the collective of private properties and/or business initiatives is a driving force that America and its leaders simply must protect.

FNB remains diligent and unwavering in the call for common, average American people to seek out the Safe Havens of gold and silver coins, and gold and silver bullion.

FNB, a national precious metals industry leader and reputable gold and silver coin dealer urges investors, bond-holders, speculators and all who manage and/or oversee their family’s financial portfolio begin now migrating larger allocations into the historical safe harbors of: Gold and Silver.

Jon Cavuoto,

Founder and Owner,
First National Bullion
For direct consultation with a gold and silver expert contact FNB: